Потребительский кредит

1.

&9@4: BFD95<F9?PE><=
>D98<F
BFD95<F9?PE><= >D98<F 4 QFB ;49@ A4 ?<GAO9 AG:8O.
A CB;6B?S9F >GC<FP FB64DO, BC?4F<FP GE?G7< <?< D9@BAF.
?RG96O9 C4D4@9FDO: EF46>4, EDB>, EG@@4.

2.

EAB6AO9 6<8O CBFD95<F9?PE><I >D98<FB6
9J9?96O9 >D98<FO
&9?96O9 >D98<FO
&D4F<FP @B:AB A4 ?N5O9 J9?< 59; B7D4A<K9A<=.
D98A4;A4K9AO 8?O >BA>D9FAOI CB>GCB> <?< J9?9=.
D98<FAO9 >4DFO
POS->D98<FB64A<9
B;B5AB6?O9@4O ?<A<O >D98<F4 E 7<5><@< ?<@<F4@<.
D98<F, BHBD@?O9@O= CDO@B 6 @474;<A9 CD< CB>GC>9.

3.

D9<@GI9EF64
CBFD95<F9?PE><E >D98<FB6
7AB69AAB9 CB?GG9A<9 AG:AB7B
B>GC4=F9 E9=G4E, A9 8B:<84OEP A4>BC?9A<=.
'?GGH9A<9 >D98<FAB= <EFBD<<
D< E6B96D9@9AAOE C?4F9:4E D4EF9F 8B69D<9 54A>B6.
N8:9FAB9 C?4A<DB64A<9
OC?4FO D46AO@< G4EFO@< GCDBI4NF >BAFDB?P D4EEB8B6.
A69EF<F<< 6 5G8GI99
5D4;B64A<9 < 5<;A9E E CB@BIPN >D98<F4 CD<ABEOF 8BEB8.

4.

98BEF4F>< CBFD95<F9?PE><I >D98<FB6
9D9C?4F4
<E> 8B?7B6B=
A47DG;><
,FD4HO ;4
CDBEDBK><
BDF<FEO >D98<FA4O
<EFBD<O
CB6OL4NF B5MGN EG@@G
?BIB9 C?4A<DB64A<9
489D:>< C?4F9:9=
DBEDBK>< < 8B?7<
BC?4FO.
6989F > ;4FDG8A9A<O@ E
6?9>GF 8BCB?A<F9?PAO9
GIG8L4NF D9CGF4J<N
6OC?4F4@<.
D4EIB8O.
;49@M<>4.
DBJ9AFO < >B@<EE<<

5.

4> 6O5D4FP ?GKL<= >D98<F?
1
%D46A<F9 EF46><
2
3
A4?<;<DG=F9 CDBJ9AFO
J9A<F9
C?4F9:9ECBEB5ABEFP
A<@4F9?PAB <;GK<F9 6E9
O59D<F9 EDB> <
EG@@G
< GE?B6<O D4;AOI 54A>B6.
$94?<EF<KAB
CGA>FO < E>DOFO9
D<9AF<DG=F9EP A4
D4EEK<FO64=F9 E6B<
GE?B6<O.
>B@HBDFAO9
8BIB8O < D4EIB8O.
'<F4=F9 8B7B6BD
4
9:9@9EOKAO9 C?4F9:<.

6.

4> BHBD@<FP
CBFD95<F9?PE><= >D98<F
1
4O6>4
4CB?A<F9 BA?4=A-HBD@G <?< CBE9F<F9 54A> ?<KAB.
2
B>G@9AFO
B84=F9 C4ECBDF, ECD46>G B 8BIB84I < 8DG7<9 5G@47<.
3
J9A>4
4A> CDB69D<F 64LG >D98<FBECBEB5ABEFP.
4
B7B6BD < 89AP7<
B8C<L<F9 8B7B6BD < CB?GK<F9 ED98EF64.

7.

9B5IB8<@O9 8B>G@9AFO
8?O >D98<F4
4ECBDF 7D4:84A<A4 $
!CD46>4 B 8BIB84I 2- $ <?< CB HBD@9 54A>4
BC<O FDG8B6B= >A<:>< E CB8C<EPN D45BFB84F9?O
BCB?A<F9?PAO9 8B>G@9AFO CB FD95B64A<N 54A>4

8.

F69FEF69AAB9
<ECB?L;B64A<9 >D98<F4
?4A<DG=F9 5N8:9F
%6B96D9@9AAB 6ABE<F9 C?4F9:< 59; CDBEDBK9>.
;5974=F9 LFD4HB6
A<@4F9?LAB E?98<F9 ;4 EDB>4@< BC?4F.
J9A<F9 A9B5IB8<@BEFL
48G@4=F9EL, AG:9A ?< >D98<F <@9AAB E9=K4E.
%B;84=F9 ;4C4E
F?B:<F9 H<A4AEB6GN "CB8GL>G 59;BC4EABEF<".

9.

D98<FA4O <EFBD<O < 9U 6?<OA<9
'FB F4>B9 >D98<FA4O
<EFBD<O?
B?B:<F9?PAO9
H4>FBDO
FD<J4F9?PAO9
H4>FBDO
A4K9A<9 8?O
5G8GM<I ;4=@B6
FD4:9A<9 H<A4AEB6B=
%6B96D9@9AAO9 6OC?4FO
DBEDBK>< < 8B?7<
%BDBL4O <EFBD<O 849F
D9CGF4J<< ;49@M<>4.
CB6OL4NF 8B69D<9
GIG8L4NF D9=F<A7.
8BEFGC > 6O7B8AO@
54A>B6.
>D98<F4@.

10.

4>?NG9A<9: 4:AO9
6O6B8O
D98<FO FD95GNF BF69FEF69AAB7B CB8EB84
&I4F9?PAB BF9A<64=F9 E6B< 6B;@B:ABEF<.
?4A<DG=F9 5N8:9F < 6OC?4FG
BAFDB?<DG=F9 D4EEB8O < EDB>< C?4F9:9=.
%D46A<64=F9 54A>B6E><9 CD98?B:9A<O
O5<D4=F9 E4@O9 6O7B8AO9 GE?B6<O.
%6B96D9@9AAO9 6OC?4FO 64:AO
-FB BEAB64 EBDBH9= >D98<FAB= <EFBD<<.