Digital ruble. Approaches to Information Security and Privacy

1.

Digital ruble
Approaches to Information Security
and Privacy
Student
First year master's degree
Group #15
Kudrina Inna

2.

The digital ruble model scheme
Client
Non cash
Individuals
Cash
legal entity
Financial institutions
Digital ruble platform
-attracting and interacting
-issue of the digital ruble
-opening wallets for
financial organizations
and Federal Treasury
- Opening wallets by
financial organizations to
clients and making
settlements in digital
rubles
with the client
-opening and replenishment
of the wallets on the digital
ruble platform by the client
-procedures in the field of
AML/CFT/PF and currency
legislations
-execution of client’s
instructions for the transfer
of digital rubles
Federal Treasury
-carries out operations with
the purse of the Federal
Treasury to ensure the
activities of budgetary
organizations
Settlements
in digital
rubles for
wallets on the
digital ruble
platform
Settlements in
digital rubles
for wallets on
the digital ruble
platform
Client’s
wallet
Wallet of
the Financial
organization
Federal treasury wallet

3.

Key aspects
• • The issuer of the digital ruble is the Bank of Russia.
• • Digital ruble is an obligation of the Bank of Russia.
• • The digital ruble is credited as a result of the corresponding write-off of
non-cash funds at a ratio of 1:1.Its exchange rate is always equal to one.
• • The Bank of Russia opens digital rubles wallets for financial institutions
and the Federal Treasury, and financial institutions open wallets for clients
on the digital ruble platform.
• • Only one wallet in digital rubles is opened for the client.
• • Clients' wallets in digital rubles are placed on the digital ruble platform
and are not reflected in the balance sheets of financial institutions.
• • Digital rubles placed in wallets do not accrue interest income on the
balance.
• • In case of bankruptcy of financial institutions, funds on the wallet are
available to the client through any other financial institution where he is
served.
3

4.

Approaches to the target architecture
of the digital ruble
Certification
cener of the
Bank of Russia
for issuing
digital rubles
Wallet client 2
on the platform
Wallet client 1 on
the platform
The Bank
of Russia
q
Transaction register
API
digital
ruble
platform
Bank C
Infrastructure
Digital ruble platform
Certification center of the
Bank of Russia
Platform members key
certification
Node of the
Bank A
Node of the
Bank B
Bank B
Bank A
Users mobile device
Client 1
Users mobile device
Client 2

5.

Approaches to ensuring information security and
confidentiality
The Bank of Russia
software module and secure
storage
The Bank of Russia
software module and secure
storage
The Bank of Russia
software module and secure
storage
Clients
Текст
Certification center
of the Bank of
Russia
API KO (per
platform
standard)
API KO (per
platform
standard)
Banks
Infrastructure of the KO 1
ТInfrastructure of the KO 2
екст
API KO (per
platform
standard)
ТеInfrastructure of the KO N
Certification of keys of all
participants of the digital
ruble platform
API platform of the Bank of Russia
Digital ruble
platform
Distributed ledger
The
Bank of
Russia
Validating nodes will be located on the
infrastructure of the Bank of Russia
Dedicated certification center
of the Bank of Russia for
issuing a digital ruble

6.

Kudrina Inna Sergeevna
Address: Voronezh, Universitetskaya sq., 1, building 1,
office 209 Phone: +7 (473) 220-82-XX E-mail:
[email protected]
Official website: www.amm.vsu.ru